A recent survey by Charles Schwab about "Older Workers and Money" reveals that more and more older workers are enjoying their jobs and do not want to retire. YNN's Tara Lynn Wagner filed the following report.

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When you think about workers in their 50s and 60s, you might imagine them dragging themselves to the office each morning, counting the days until they retire. But according to the Charles Schwab “Older Workers and Money” survey, that's not necessarily the case.

"So many people in their 50s and 60s are happy in their job," said Carrie Schwab-Pomerantz, the senior vice president of Charles Schwab & Co. "They’re in their work because they want to, not because they feel stuck."

Take, for instance, Peggy McNamara, a personal trainer who would only say she's "in her fifties." After years as a stay at home Mom, Peggy got a part time job at the YMCA of Greater Rochester. She plans to continue working there for another 10 years.

"I just really love my job," she said. "I love working in a diverse population. I love fitness, wellness. I love encouraging people."

While 61 percent of older workers said money is the main reason they continue to work, an almost equal number said they like what they do and roughly half said they like who they work with.

"They feel engaged, they feel respected, they’re intellectually stimulated and they like their colleagues," said Schwab-Pomerantz.

McNamara is lucky in that she works for a company that's number 6 on the AARP's list of best employers for workers over 50. 25 percent of the workforce at the YMCA of Greater Rochester falls into that category, a deliberate choice by management.

"They bring with them a wealth of experience to the table and skill sets and competencies that have been developed over the years," said Fernan Cepero, the vice president for human resources at the YMCA of Greater Rochester.

"They bring more than just a job," Schwab-Pomerantz said. "They set the culture for the younger generation, about being engaged with their work and they provide the advice. I think it's a win-win for all."

So what pieces of advice do older workers have for younger workers? When asked by Schwab-Pomerantz, there were three main suggestions.

"Living within your means, maxing out your retirement account and paying off your credit card debt," Schwab-Pomerantz said.